Letting your property
If you are letting your property or intend to do so there are a few requirements that you
should fulfil not only to enable us to notify the insurance company accordingly but also to contact
you regarding important matters related to your property. Please note that we consider a property
let in all cases where there is a rental agreement made between you and a managing agent or tenant.
To this effect, if you let your property back to Ealing Council, it will still be regarded as
letting as you will be granting a short-term tenancy to the Council.
Your building insurance premium will not increase if you let your property but it is a condition of the insurance policy that the insured/ leaseholder notifies the insurance provider of any changes in occupancy. If you fail to do so, the insurers may refuse to deal with any future claims you may have. Furthermore, if the property is regularly left unattended the insurers reserve the right to amend the terms and conditions of the insurance policy.
If your property is classed as a House in Multiple Occupation you will also be required to obtain a property licence in accordance with the Housing Act 2004.
If you do not live at the property but are not letting (for example, you have relatives residing at the property and do not receive a rental income, or you use the property as a second home) we would still ask that you advise us of your main correspondence address so that we can keep in touch with you directly.
This is not only one of the insurers requirements but it is also very important that we keep an up to date record of your address so that service charge invoices, statutory notices and other important information can be sent to you. It is also essential that we are able to contact you if and when an emergency situation occurs such as a water leak, burst pipe, etc, which require immediate repairs. We are only able to register a correspondence address if you confirm it to us in writing.
Please note that if you do let your property, as the leaseholder, ultimate responsibility for the conduct of your tenants, repair and upkeep of the property and payment of service charges and major works costs will rest with you. This is irrespective of any agreements that you may have with your tenants or managing agent. The lease is a signed agreement between Ealing Council and you the leaseholder. If any terms of the lease are breached action will be taken against you.
Requirements
1. A £30 administration fee for registering the property as let for insurance purposes (please make your cheque is payable to the “Ealing Homes”).
2. A forwarding address and contact telephone number (If your property is managed by an agent you must provide both your details and that of your agent).