Leaseholder Specific Issues
Insurance Claims
Household Building Insurance provides financial protection against unpredictable risks. The insurance pays for the cost of repairing or rebuilding your home if it is damaged by unforeseen events (as detailed in the insurance policy).
Alterations to your property
Under the terms of your lease you can only carry out alterations or additions to your home if you get written permission from us. Your lease sets out works that will not be allowed even if you ask for permission, so always check your lease first before you think about any alterations or additions
Buying the Freehold/Extending or Varying your lease
Buying the freehold. Leaseholders of flats may have the right to buy the freehold of the building as a group in certain situations. The group of leaseholders can then decide for themselves how to manage their building. This is known as enfranchisement. The Communities of Local Government has produced a booklet called "Your right to buy the freehold of your building or renew the lease " that provides further information:
Deeds of Postponement
If you purchased your property through the Right to Buy Scheme you are likely to have received a discount. The council secures this discount as a registered charge against the property for 3 years if you applied for the right to buy before the 18th January 2005 or for 5 years if you applied on or after 18th January 2005.
Repurchase of properties
On a limited basis the council will repurchase certain properties that were originally sold under the Right to Buy Scheme: